At RBFG Mortgages we offer adjustable rate loans as well as fixed rate loans to our customers. Adjustable mortgage rates, or ARM’s, are rates that tend to change with the current market conditions. The market may be doing well, therefore giving you a lower interest rate, but that can also work against you. A close watch of the market is essential when planning on choosing this form of a mortgage. Another option is to go with the fixed mortgage rate. This rate is a few percentage points higher than the ARM but is fixed, therefore you do not have to worry about market conditions and will be able to plan ahead. Choosing the plan that best suits your needs is available and there are also many options within each to choose. ContactRBFG Mortgages at Contac us page for more information on each of these rates.